At Ascendant Commercial Insurance our strategic focus is to serve the small to medium
sized business owners of Florida with a full menu of insurance products including
Workers' Compensation, General Liability, Commercial Vehicle Garage Keepers and
A summary of our products follows:
• Workers' Compensation & Employers'
Workers’ Compensation coverage provides benefits to employees for work-related injuries,
illnesses or disease, including costs associated with medical care, lost wages,
rehabilitation and loss of life. Benefits are provided in accordance with Florida
Workers’ Compensation Law.
Employers’ Liability Coverage provides insurance protection for the employer against
claims by employees for damages which arise out of injuries or diseases sustained
in the course of their work and which are based on common law negligence rather
than on liability under workers’ compensation acts.
• Commercial Vehicle
Ascendant Commercial Insurance understands finding and buying affordable Commercial
Auto Insurance is vital to a small to medium sized business. Commercial Auto insurance
is designed to protect businesses against the financial loss that can result from
owning and using a commercial vehicle. It provides coverage for claims that the
business owner is legally obligated to pay for Bodily Injury and/or Property Damage
involving a commercial auto. In addition, it provides first party benefits for medical,
disability, death and similar expenses without regard to fault.
• General Liability
Offers protection for business organizations for claims of Bodily Injury and Property
Damage for which the business owner becomes legally obligated to pay. Includes coverage
for liability exposures associated with the ownership, maintenance and use of the
business location and liability for injury or damage arising out of their operation.
In addition, liability arising out the products manufactured, sold or distributed
by the insured and for business operations conducted away from the insured’s premise
once those operations have been completed.
• Garage/Dealer Open Lot
Provides liability coverage for Bodily Injury and/or Property Damage arising out
of the ownership, maintenance, or use of a covered auto and provides reliable protection
against liability arising out of the necessary or incidental business operations
of a Used Auto Dealer or Garage Operation (Body or Repair Shop).
• For-Hire Transportation
Ascendant has a program that specifically focuses on the needs of the For-Hire transportation
industry. Our staff is uniquely experienced in insuring cabs, limousines
and various other passenger transportation companies. Price and Customer
Service are our primary focus.